An unfinished manuscript, headed by a completed abstract, but not fully developed, more is planned to be added. There is no date on the paper, but the computer file itself was written 28 Dec 1998. The subject of the paper is higher education and education in general. Quote from the paper: " it is absolutely necessary to develop and portray other learning patterns that offer both the hope of significant improvement in learning, and the hope of diminished cost of institutionalized learning." R.w. 8/23/2013